Loan Agreement Template

ISIVUMELWANO-MALI-MBOLEKO

ISIVUMELWANO-MALI-MBOLEKO

ESI SIVUMELWANO SEMALI-MBOLEKOkungenwa kwi[Date]ngapha nangapha:

1. UMbolekisi
[Lender Name]
Isazisi/Inombolo yoBhaliso:[Lender ID]

2. UMBOLEKILEYO
[Borrower Name]
Inombolo yesazisi:[Borrower ID]
Idilesi:[Borrower Address]

(apha ngoku kudityaniswayo kubhekiselwa kuwo "njengaMaqela" kwaye umntu ngamnye "njengeQela")

1. IINKCAZELO NOTOLIKO

Kwesi siVumelwano, ngaphandle kokuba umxholo ubonisa ngokucacileyo injongo echaseneyo:

1.1"Imali-mboleko" ithetha isixa-mali esiyintloko esifakwe nguMboleki kuMboleki ngokwesi siVumelwano;

1.2"Isixa-mali esingekahlawulwa" sithetha isixa-mali seMali-mboleko, yonke inzala efunyenweyo kodwa engekahlawulwa, inzala yokusilela, kunye nayo nayiphi na imali etyalwa phantsi kwesi siVumelwano;

1.3"uSuku loShishino" luthetha naluphi na usuku ngaphandle koMgqibelo, iCawa, okanye iholide kawonke-wonke esemthethweni kwiRiphabhliki yoMzantsi Afrika;

1.4"Ixabiso eliPhakamileyo" lithetha iqondo lemali-mboleko elicatshulwe esidlangalaleni kwibhanki yoMboleki amaxesha ngamaxesha;

1.5Amagama angenisa isinye ayakubandakanya isininzi kwaye ngokuphendululekileyo, kwaye amagama angenisa nasiphi na isini ayakubandakanya ezinye izini.

2. ISIXA-MALI-MBOLEKO KUNYE NE-ADVANCE

2.1UMboleki uyavuma ukuboleka nokuqhubela phambili kuMboleki, kwaye uMboleki uyavuma ukuboleka kuMboleki, isixa-mali esiyintloko semali.[Loan Amount]("imali-mboleko").

2.2Imali-mboleko iya kugqithiselwa phambili nguMboleki kuMboleki ngendlela yokudluliselwa kwe-elektroniki kwiakhawunti yebhanki etyunjwe nguMboleki kwiintsuku ezi-5 (ezintlanu) zoShishino zokutyikitywa kwesi siVumelwano.

2.3UMboleki uyavuma ukuba iMali-mboleko yenzelwe kuphela injongo[Purpose]kwaye lithembisa ukusebenzisa iMali-mboleko kuphela loo njongo.

3. UMDLA

3.1Imali-mboleko iya kuba nenzala ngexabiso le[Interest Rate]ngonyaka ("iNzala yeNzala"), ibalwe yaza yadityaniswa ngenyanga ngasemva kwintsalela engekahlawulwa yeMali-mboleko.

3.2Inzala iya kubalwa ukususela kumhla wemali-mboleko kude kube ngumhla wentlawulo epheleleyo, ngokwesiseko sonyaka weentsuku ezingama-365.

3.3INzala yeNzala iya kujongwa rhoqo ngonyaka nguMboleki kwaye inokulungelelaniswa ngokuhambelana notshintsho kwiRhafu yeNkulumbuso, ngaphandle kokuba uMboleki uya kunika uMboleki isaziso esibhaliweyo esingekho ngaphantsi kweentsuku ezingama-30 (amashumi amathathu) salo naluphi na uhlengahlengiso.

4. UKUBUYEKELWA

4.1UMboleki uya kuyibuyisela iMali-mboleko[Repayment Term]ngezavenge zenyanga ezilandelelanayo ze[Monthly Instalment]nganye.

4.2Isavenge sokuqala siya kuhlawulwa ngomhla okanye ngaphambi koko[First Payment Date]kunye nesavenge esilandelayo ngosuku olunye lwenyanga nganye elandelayo emva koko.

4.3Zonke iintlawulo ziya kwenziwa nguMboleki kwiakhawunti yebhanki yoMboleki ngolu hlobo lulandelayo:

Ibhanki: [Bank Name]
Ikhowudi yeSebe: [Branch Code]
Inombolo ye-akhawunti: [Account Number]
Uhlobo lweakhawunti: [Account Type]

4.4UMboleki uyakuba nelungelo lokuhlawula kwangaphambili yonke okanye nayiphi na inxalenye yeSixa-mali esiNgahlawulwayo nangaliphi na ixesha ngaphandle kwesohlwayo, ngaphandle kokuba nayiphi na intlawulo yangaphambili iya kufakwa kuqala kwinzala eyongeziweyo kwaye emva koko kwimali eseleyo yenkunzi.

5. ABAMELEYO NEZIQINISEKISO

UMboleki umele kwaye ugunyazisa uMboleki ukuba:

5.1UMboleki unamandla asemthethweni kunye negunya lokungena kunye nokwenza esi siVumelwano;

5.2Ulwazi olunikezelwe nguMboleki kuMboleki ngokunxulumene nesi siVumelwano luyinyani, luphelele, kwaye luchanekile kuzo zonke izinto eziphathekayo;

5.3UMboleki akaxhomekekanga kwiinkqubo zomthetho ezisamisiweyo okanye ezisongelwayo ezinokuthi zichaphazele ngokubonakalayo amandla oMboleki okwenza izibophelelo phantsi kwesi siVumelwano;

5.4UMboleki akanalo ulwazi ngayo nayiphi na inyani okanye imeko enokuthi ichaphazele kakubi amandla oMboleki okubuyisela imali-mboleko.

6. UKUSILELA

6.1UMboleki uya kusilela phantsi kwesi siVumelwano ukuba:

6.1.1 UMboleki uyasilela ukuhlawula nasiphi na isavenge ngexesha elifanelekileyo kwaye oko kusilela kuyaqhubeka[Days]iintsuku emva kwesaziso esibhaliweyo esivela kuMboleki;

6.1.2 UMboleki wenza nakuphi na ukwaphula okubonakalayo kwalo naliphi na ixesha lesi siVumelwano kwaye uyasilela ukulungisa olo lwaphulo-mthetho ngaphakathi.[Days]iintsuku zesaziso esibhaliweyo;

6.1.3 UMboleki uyatshona okanye ubekwe phantsi kohlangulo lweshishini, ukubhangisa, okanye ukuthinjwa;

6.1.4 UMboleki wenza nayiphi na into engachazi kakuhle kuMboleki ngokunxulumene nesi siVumelwano.

6.2Xa kusenzeka nasiphi na isiganeko sokusilela, uMboleki uya kuba nelungelo, ngaphandle kwesaziso esongezelelweyo kuMboleki, lokuchaza isixa-mali esipheleleyo esingekahlawulwa ngokukhawuleza kwaye sihlawulwe, nokusebenzisa onke amalungelo afumanekayo kuye ngokusemthethweni.

7. UMTHETHO OLAWULAYO ​​NOLAWULO

7.1Esi siVumelwano siya kulawulwa kwaye sicaciswe ngokungqinelana nemithetho yeRiphablikhi yoMzantsi Afrika.

7.2Amaqela anika imvume kulawulo olungelulo lodwa lweNkundla kaMantyi okanye iNkundla ePhakamileyo yoMzantsi Afrika, njengoko kunokuba njalo, kuzo naziphi na iinkqubo ezivelayo okanye ngokunxulumene nesi siVumelwano.

7.3UMboleki ukhetha njengendawo yokuhlala yakhe citandi et executandi kuzo zonke iinjongo zesi siVumelwano idilesi echazwe kwingabula-zigcawu engasentla.

8. NGOKUBANZI

8.1Akukho mahluko kwesi siVumelwano uya kusebenza nawuphi na okanye umphumo ngaphandle kokuba ubhalwe phantsi kwaye usayinwe ngamaQela omabini.

8.2Esi siVumelwano sibandakanya sonke isivumelwano phakathi kwamaQela ngokunxulumene nomba wesihloko kwaye sithatha indawo yazo zonke iingxoxo zangaphambili, umelo, okanye izivumelwano.

8.3Ukusilela koMboleki ukusebenzisa okanye ukunyanzelisa naliphi na ilungelo phantsi kwesi siVumelwano akusayi kwenza ukurhoxiswa kwelo lungelo.

8.4Ukuba naliphi na ilungiselelo lesi siVumelwano libanjwe lingasebenzi okanye lingenakunyanzeliswa, izibonelelo eziseleyo ziya kuqhubeka ngokusebenza ngokupheleleyo kunye nokusebenza.

IPHEPHA LOKUSAYINWA

ISAYINWEngo ________________ ngolu __ usuku lwe- ________________ 20__.

UMBOLEKI:

____________________________________
[Lender Name]

UMBOLELWA:

____________________________________
[Borrower Name]

AMANGQINA:

1. ____________________________________

2. ____________________________________

SIGNATURES